Why Seafarers, Rich or Poor, Need Financial Planning

Saving is URGENT, even for a CENT. Whether you have excess unused funds or little income for your daily needs, you need to save and invest for your future –be it for your dream house, dream car, capital for business, education for your kids, retirement fund, or for estate taxes that your family pays after you pass away. […]

Posted by: on Oct 12, 2013 read more

How to differentiate a legitimate direct selling company from pyramiding using the 8-point Test

The Department of Trade and Industry-Bureau of Trade Regulation and Consumer Protection (DTI-BTRCP), together with the Direct Selling Association of the Philippines (DSAP), conducted a seminar cum forum on “How to Spot a Pyramiding vs. Legitimate MLM Companies” last November 20, 2012 at the DTI International Building in Makati City. The seminar, keynoted by DTI […]

Posted by: on Oct 12, 2013 read more

Excellent Tips by Warren Buffet

Excellent Tips by Warren Buffet

Posted by: on Sep 13, 2013 read more

Pisobilities

Age limit is the most frequent question asked every time I drop by in the Luneta Seafarers’ Center.  A seafarer is in not in the position to dictate the shipowner  to employ them. The best solution to this problem is to save and invest your money wisely for the rainy days. Dr.  Francisco J. Colayco […]

Posted by: on Jun 15, 2013 read more

Bakit po mayrong age limit sa seafarer na Filipino pero pag dating sa mga puti wala?

Dito sa Pilipinas marami rin ang mga kapitanes at opisyal na matatanda. Magagawa natin yan sa sarili nating barko ngunit hindi natin maaring pilitin ang dayuhang may-ari ng barko sa anumang kagustuhan natin dahil sila ang may-ari ng barko.

Posted by: on Jun 13, 2013 read more

Papaano po maaalis ang age limit sa companya? Wala na po bang karapatan sumakay ang mga seafarer na Señor Citizen? Pwedepo bang alisin na lang ito ng POEA?

Ang pag babawal sa AGE LIMIT ay hindi po maaring isabatas. Karapatan ng anumang kompanya ang pumili ng kanilang mga marino. Karapatan din ng isang marino na mamimili ng kanyang kompanya. Inaayawan ng ibang kompanya ang mga matatanda dahil mas madali silang magkakasakit at mas mahal ang premium ng kanilang insurance. Ang ibang mga matatanda […]

Posted by: on Jun 12, 2013 read more